Mortgages
If you want help with arranging your mortgage but you don’t know where to start, you have come to the right place.
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We are here to explain the jargon and make the process as smooth as possible for you. We can liaise with solicitors, estate agents, surveyors and lenders providing a level of service to meet your needs.
First Time
Buyers
Looking to get on the property ladder? We’re here to help you buy a house from start to finish, including help with how much you can borrow, getting you an agreement in principle with a lender and submitting your full mortgage application. We also help with liaising with solicitors and estate agents to make the whole process as stress free as possible.
Buy-to-Let
Whether you’re experienced or a first time landlord, we’re on hand to get you the most suitable deal, helping you build your rental property portfolio. Please note some Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
Remortgage
We review your current deal 6 months in advance.
We can help with making sure you have the most suitable mortgage and insurance. We’ll compare whether it’s more suitable to do a product transfer with your current lender, or switch to a new provider.
Help to Buy
Help to Buy is a government backed scheme which provides support to first time buyers looking to purchase a property with a smaller deposit. We can help with your Help to Buy application, and talk you through the scheme and whether it’s suitable for you.
New Build
We understand that when buying a new build, exchange deadlines need to be met. We’re also experts on the different lending criteria required to get the most suitable mortgage to meet your needs and timescales.
Porting
If you have a current mortgage, we can check if this can be moved to another property. We’ll also make sure this is the most suitable mortgage for you, and look to see whether you need any additional borrowing.
Moving Home
Looking to sell your home and upsize or downsize? We know moving can be stressful and can help you from start to finish. We also work with local estate agents and solicitors to help make the process as easy as possible every step of the way.
Debt Consolidation
Whether you’re looking to consolidate debts to reduce your outgoings, or want to look at repaying your Help to Buy loan, we can give you a full financial review to offer the most suitable mortgage advice.
Capital Raising
Looking to get a further advance from your current provider, raise money for home improvements, or fund a new car or a wedding? We can advise you on the best solution.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Want to know about any of the above or have a more complex request then give us a buzz...
